Never do these things when using a credit card

Most of us have and use credit cards these days. But in this usage we still have some mistakes. Through today's post we will know where it is better not to use credit card. So let's find out.

1. Cash withdrawal from ATM: 

It is better not to withdraw money from ATM using credit card. Because when you withdraw money from an ATM with a credit card, a higher charge will apply. Where credit card usage from online or via POS machine or digital mode does not charge so much. However, if the card bill is not paid on time, penalty and interest will be applicable.

2. Using the card on unknown sites: 

Many of us use credit cards on various unknown sites for various reasons. Stranger sites may collect your credit card information so that your complete card information will be available to the site administrator. He can use your card to steal money if he wants. So don't use credit card on any reverse side online except verified site.

3. Card Use in Free Trial Services: 

Credit cards are most commonly used in various free trial services online. Suppose a company lets you use their product in exchange for your credit card information, again for free. For that you have to login with your credit card number, PIN. As a result your garden information goes to the admin of that site and that admin can misuse your card. So avoid them.

4. Depositing money in cards: 

Depositing money in cards is one of the worst mistakes. Many people think that keeping money in the card increases the credit of the card. But actually no, the more transactions you make from wood, the more your card credit will increase. Means you have to do any transaction from wood. Keep as much money as you need in the card, it is better not to put more money than that.

5. Missed credit: 

Late credit card bill payments can significantly lower your credit card score. So try to pay the credit card bill within 30 days.

6. Not Checking Billing Statements: 

Many of us don't check any statement while using the card. Be sure to check your credit card statement after a few days. By doing this you will know the complete details of where and how you have paid. You can also take immediate action if your card is overdrawn.

7. Not knowing about the service charges: 

Before you take a credit card from any bank or company, you must know about the service charges and other charges of that card. Otherwise, they may deduct huge amounts of money from your account later.

8. Expiration of Card Credit: 

Never exhaust the full limit of a credit card. A credit card will help you a lot in times of need. If your limit is over you will not be able to make any more transactions.

9. Allowing others to use the card: 

Always check the credit card balance before giving the credit card to someone. Don't let anyone but your close and familiar use the credit card. And if possible, you must stay with the credit card and set the PIN number yourself